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New Era Health Agency

Affordable Individual Health Insurance

If you pay for your own health insurance, we should talk.

314-750-5968

314-750-5968

About Us

Our Commitment To You

The NEW ERA HEALTH INSURANCE AGENCY specializes in serving the Self Employed, Individual and Family with a specialized product portfolio that is second to none. Affordable individual health insurance at its best.

How We Can Help You

You will have access to our Health Saver Plus III, a Hospital/Surgical policy that rests on an indemnity chassis, our Enhanced Accident Plan, Our Crisis Recovery Plans and Dental Insurance, too. In addition we offer a Best In Class GAP plan with limits you can choose to fit your existing major medical deductibles and co-pays. 

Our insurance products are underwritten and administered by Philadelphia American Insurance Company, a wholly owned subsidiary or New Era Life Insurance Company. We specialize in affordable, consumer friendly products that offer an outstanding value in terms of price and claims paying ability. 

Affordable insurance solutions that help you take control of your financial and health care future. Our quality products are backed by a commitment to keeping your insurance premiums stable and as low as possible. We are also devoted to superior customer service. Affordable individual health insurance. Health insurance quotes. Individual health insurance cost that is affordable.

See the Difference

Our company is composed of insurance professionals who offer high quality insurance and financial products and services to the individual and business marketplace.


Our professionals have extensive experience and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve. It is our commitment and desire to establish trust and a long lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.


We welcome you to to our Web Site. We tried to provide you with a basic understanding of some subjects we specialize in. If you have a need for our service, you can call or complete one of the forms provided.

What We Do

Health Indemnity

To obtain an affordable health care plan is one of the top concerns for many people today. Our Health Indemnity Plans will help our insureds become more conscious about health care costs and therefore become more efficient in selecting a health care plan.

Philadelphia American provides a variety of Health Insurance options to help protect your financial resources, including our Health Indemnity Plans.

In today's market where health insurance is often unaffordable, our Health Indemnity Plans can help families manage their budget for health care expenditures by providing a choice of several fixed health insurance benefits they can choose according to their budget and needs. These plans provide good basic hospital, medical and outpatient Limited Benefit coverage with additional wellness benefits and outpatient office visit benefits to promote preventive care. 

24 Hour Accident

When a covered accident occurs, the last thing you want is to worry about the charges accumulating while you are in the Emergency Room. An accident can leave your family with a great financial burden. Protect yourself and your family with 24 Hour Accident insurance, with coverage that applies to traveling, commuting, workplace accidents, being at home, and more. Features include:


· Worldwide Protection

· Accident Protection up to $4,000 medical expenses per Accident

· Pays an additional benefit of $300 a day when hospitalized

· Guaranteed renewable to age 80

· Up to $100,000 of Accidental Death Benefit

· Optional Accident Disability Income Benefit for Primary Insured



Critical Illness

Critical Illness Insurance is designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon diagnosis of a covered illness to help you cope with the high cost of recovering from a critical illness crisis. The plan will provide up to $50,000 to help cover out-of-pocket medical expenses and the other costs associated with a covered critical illness.

Thanks to medical advances, more Americans are surviving critical illness crises such as cancer, strokes, heart attacks and kidney failure. We all realize that many individuals who have been diagnosed with what at one time were considered fatal illnesses are now overcoming the odds and surviving.

Unfortunately, it places a tremendous emotional strain on the family and many times accompanied by an overwhelming financial burden. Your financial security is most threatened when you are told by a physician that you have suffered a heart attack or stroke or that the tissue taken during a biopsy is, in fact malignant.

Critical Illness Insurance is designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon the diagnosis of a covered illness

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New Era Health Agency